This Category has no FAQ yet
A nine digit number separate from your social security number used to track your credit activities and history.
Yes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V, you have the right to keep your SS number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your SS number.
Your credit profile will be blank. You will need to reestablish your credit, by applying for credit cards and other lines. to speed up the process we have Tradelines that we can add to your account to get you funding.
No, the Credit Profile Number (CPN) does not replace your SS number, this number can ONLY be used for Credit Reporting Purposes. It cannot and should not be used for any government purposes including and not limited to: military, child support, DSS income, SSI, taxes, FHA, VA, or any government backed funding.
Yes ! , you are responsible for all debts on your old report and debts incurred with your Credit Profile Number (CPN). You must remember that while you are rebuilding your credit, you must use your new Credit Profile Number (CPN) wisely. If you have had troubled credit in the past don’t repeat your mistakes.
You can use your new Credit Profile Number (CPN) for anything that would normally require you to use your SS number for Credit Reporting Purposes. Use it to receive credit cards, car loans, a mortgage, personal loans etc.
Yes, we know that re-establishing credit can be a time consuming process. We can add fully paid off trade lines to boost your score. We can give you a new Credit Profile Number (CPN) with a 780+ score, to use as you see fit ready for funding up to $150,000
Piggybacking has long been a favorite of parents trying to help their children quickly build credit. Parents simply listed their children as authorized users on their "seasoned" credit cards so that the young adults could quickly build a credit rating. This helped tremendously in helping many young adults qualify for their first car purchase or even for their first home.
It Depends on your Individual Situation and Goals.
Here are 3 reasons to consider :
1. Fast Turnaround Time (Normally 30-45 days from date of payment)
2. Total SSN Privacy
3. Available for Immediate Funding up to $150,000* upon Completion
1. Turn around time 5 days to 21 days
2. Add Tradelines to Boost Score
3. 20 or less Negative items
Fill out the Contact Us Section. One of our CPN Funding Reps will be in touch with you in 24 hours !
Every clients situation is different, and we work with every client to make sure we can come up with a plan of action that is affordable.